Physical Damage Coverage For Truck & Commercial Operations
We have a variety of coverage options available to choose from, including physical damage coverage. Physical damage coverage will pay for repairs or replacement of a damaged vehicle in the event of an accident caused by a collision or other type of peril.
Having physical damage coverage on your commercial vehicle is important when operating a business. You never know what can happen on the road so it’s always good to be prepared for the unexpected. With Strong Insurance you will get the best coverage with expert guidance along the way.
What Does Physical Damage Cover?
Additional Coverages: Collision, Comprehensive, and Specified Cause of Loss.
- Glass Breakage (Included: Hitting an Animal &/or Falling Objects or Missiles)
- If the glass breaks by a collision, that would be covered under the collision coverage.
- Towing
- Vehicle overturn
- Extensions include:
- Transportation Expenses
- Loss of Use Expenses
Some factors to keep in mind about what physical damage coverage does not cover. This includes obvious events such as racing, war, and military action, while also including wear and tear, loss of tapes, records, discs, electronic equipment.
Factors Included In Determining Premium
- CDL Experience
- Loss Runs
- Cargo/What You’re Hauling
- Operating Radius
- Driving History
- State/City/Location
- Vehicle Type and Age
- Value of Truck/Trailer
- Insurance Carrier
FREE Quote, Contact Us Today!
Strong Insurance provides Physical Damage coverage on your semi, dry van and reefer trailer, or other type of equipment or vehicle. We know that the last thing you want to think about is the in’s and out’s of insurance – when you have other things to focus on like running your business. That’s why we make it easy and affordable to get covered with an A rated insurance carrier.
You can rest assured knowing that if anything happens to your vehicle; we will be there when you need us most. We are here so don’t hesitate to give us a call at 308-430-1953 or contact us online today!