Keep Your Independent & Leased Workers Protected From Injury
Occupational Accident Insurance (also known as OCC/ACC) provides protection for the owner-operator who may be leased onto a motor carrier. This type of coverage can be purchased by both owners/carriers and acts as an extra safeguard in case of an accident.
Occupational Accident Coverage can provide you with a range of coverages, including death, disability, and dismemberment coverage as well as other medical expenses.
A negligent act at work can result not only in injury but also in the loss of income due to lost time away from employment while receiving treatment or rehabilitation on-the-job with no compensation!
Who Should Have Occupational Accident Insurance?
All owners and carriers should purchase Occupational Accident Coverage for their own peace of mind. With the rising number of drivers leasing onto carriers, it becomes more important than ever to make sure everyone is covered with this type of policy.
Benefits of Occupation Accident Coverage
- Provides coverage for accidental death & dismemberment, medical expenses, and disability.
- If unable to work due to an injury, OCC might be able to financially cover you until you get back to work.
- Ensures the safety of your independent contractors.
Emotional benefits:
- Protects you from liability risk.
- You’ll be covered if you are injured on the job.
- Your family will be cared for in case of your death.
- Feeling more secure at work
- Peace of mind knowing that you’re protected
Difference Between Workers’ Comp & OCC
There is a difference between Workers’ Comp and Occupational Accident Coverage. Workers’ Comp is mandatory in most states, while OCC is not. Workers’ Comp provides coverage for employees who are injured or become ill as a result of their job, while OCC provides coverage for the owner-operator leased onto a motor carrier/independent contractor.
Depending on who you are leased onto they may require you to carry OCC coverage. Even if it is not required, it will give you the peace of mind you need to operate and work effectively while being protected & covered in case of a work accident.
OCC Quote From Strong Insurance!
Strong Insurance is a trusted insurance agency that provides occupational accident coverage (also known as OCC/ACC) as well as commercial auto liability, motor truck cargo, physical damage, general liability, workers’ comp, and more coverages! Manage your risk by adding occupational accident coverage to your policy. It can provide protection for medical expenses, disability, and other types of potential risks. We’re here to help you find the right policy at the right price.
You can trust us because our sole focus is helping truckers and trucking operations. Let us show you how easy it is to get started today!
1. Contact us online and we’ll be in touch with you shortly to discuss your needs and give you a quote!
2. Call us at 308-430-1953Â to speak with an agent.
3. Proceed to the Strong Insurance online quote form and fill in your information about the company. We’ll give you a call once we have a chance to review it. Typically, we get back to the same or next day!