Protect Your Vehicle While Driving It Off The Clock
Non-trucking liability insurance is a type of commercial vehicle insurance that covers drivers when they are using a business vehicle for personal purposes. This type of insurance is designed to provide protection for the driver in the event that they are involved in an accident while driving. Non-trucking liability insurance can also help protect the driver from costly fees, injuries, and damages that may be incurred as a result of an accident.
Difference between non-trucking liability and bobtail?
Non-trucking liability insurance and bobtail insurance are both types of vehicle insurance. However, they offer different levels of protection. Bobtail insurance is designed to provide coverage for the commercial vehicle and driver in the event that it is damaged.. Non-trucking liability insurance, on the other hand, is designed to provide coverage for the driver in the event that they are involved in an accident while driving a business vehicle for personal purposes with a load still attached. NTL covers both when you have a trailer and when you don’t have a trailer, unlike bobtail which covers only if there is no load attached.
What’s Covered?
Non-trucking liability insurance covers any accidents that occur as a result of the driver being involved in an accident while operating a business vehicle. This type of insurance can also help cover legal fees, property repairs, and personal injuries that may be suffered as a result of an accident. In some cases, it can even provide coverage for medical expenses and lost wages.
Why do I need non-trucking liability insurance?
Having NTL (non-trucking liability) insurance is highly recommended and can be against the law if you don’t. The fact remains that if you are using your vehicle for work purposes – even if only sometimes – you owe it to yourself and your family to ensure that you are properly protected. Not only will this help protect your investment by helping to cover the costs of any damages or injuries, but it can also provide you with peace of mind knowing that you are protected in the event of an accident.
Cost of NTL
The cost of non-trucking liability insurance can vary depending on a variety of factors, including the state you live in, the type of vehicle you are driving, and your driving history. That said, most policies start around $300-600 per year and can go vary from there. It is important to note that the price of your policy may also increase if you decide to add on additional coverage options.
Get Non-Trucking Liability Through Us!
Strong Insurance offers both non-trucking liability and physical damage coverage for commercial drivers who need additional protection when using their vehicles for personal purposes. We work with a variety of top-rated insurance carriers to find you the most competitive rate and the best coverage.
As an independent insurance agency, we can provide quotes from a variety of insurance carriers, ensuring you get the best coverage at the most competitive rate. Whether you’re using your vehicle for work purposes only occasionally or full-time, we encourage you to get a free quote today by calling us at 308-430-1953.