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Reefer Trailer Insurance


We understand how important it is to protect your investment and make sure it stays in good shape. That’s why we provide coverage on all kinds of trailers – from reefer trailers to dry van trailers. No matter what kind of trailer you need insured, we can help keep it safe and secure while protecting your assets.

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Covering Your Refrigerated Cargo, Property, Assets, & More With Reefer Trailer Insurance

5 units for reefer trailer insurance

Reefer semi-trailers are used for transporting perishable goods which are kept at low temperatures. Such goods include dairy products, frozen foods, seafood, and other food items that require a steady low temperature. A reefer truck has insulated steel panels to keep the temperature low with the help of refrigerant gases that are pumped through coils in the trucks' freezer or a cooling section.


Obtaining reefer insurance may appear to be a difficult task. You must first identify a reputable agency, after which you must select the most cost-effective provider that provides proper coverage that will allow you to legally operate and cover you in the event of an accident. We know trucking, how to handle reefer insurance, and can assist you every step of the way in acquiring insurance for your reefer trailer.

Types Of Coverages For Your Operation

It is absolutely necessary to have a commercial truck insurance policy that will cover your truck. A basic policy would cover the auto liability, the cost of repairs, and any property damage you might cause. This is a bare-bones package that you can add more coverage. Typically, more coverage is required to operate including:

Cargo insurance (aka freight insurance) is the protection of goods that are being shipped. The benefits of cargo Insurance include peace of mind knowing that your shipment is covered in case something happens to it while you're transporting it

Reefer Breakdown Coverage will cover trailer itself and cargo in the event that the reefer breaks down on or off the road.

Uninsured/Underinsured Motorist Coverage is for damages and injuries which you suffer as the result of an accident with another driver who does not have liability coverage or has insufficient liability limits (e.g., other people involved in the accident are not insured to pay for the amount)

Save On Coverage For Your Trailer

- Shop with us and we will do the hard research for you. We can provide quotes from a variety of insurance carriers, saving you hours of time and helping you make the best decision.

- Keep your driving record clean. Drive defensively at all times and get your safety checkups done on time.

- Protect your cargo and your passengers. We can provide coverage for additional services such as hazmat, tanker, flatbed, dump trucks, and more.

- Maintain a good credit score on your personal and business cards.

- Hire good drivers if you are a larger operation with employees. Good drivers include a good record and experience on the road. 

Contact Us For Reefer Trailer Insurance

At Strong Insurance, we want all of our customers to feel like they’re part of our family – not just another number on a spreadsheet! That’s why we work hard every day with one simple mission in mind - make sure each customer has their needs met 100% of the time. Whether it's finding them affordable rates or helping them through claims processing, we're here for you every step of the way! Contact us today by calling 308-430-1953 or contact us online!

Here's What Makes Us Different

Strong Insurance was founded to provide truckers an easy, simple, and affordable option in choosing an insurance agency that is right for your business. The Strong Insurance family welcomes both new and experienced drivers. When it comes to helping, we value what it means to be a part of the Strong Insurance Family.


As an independent insurance agency, we can provide multiple options from a variety of insurance carriers. We will assist you in choosing the best coverage at the most affordable rate. We take pride in collaborating with A+ rated carriers and providing dependable coverage with an Agent and Company that has your back.

Experienced Agent That Will Help You Through The Entire Process.

Coverage That Offers Peace Of Mind & Dependability 24/7/365.

Offering Multiple Monthly Options For New & Experienced Drivers.

We Work With A-Rated Carriers To Provide You With The Best Coverage.

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