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Physical Damage Truck Insurance


Physical damage coverage insures your commercial vehicle against damage from collision, overturn, or other type of damage listed on the policy. This type of insurance is important for businesses that rely on vehicles for their operations. Physical damage coverage can help you pay for repairs or replace a vehicle if it is damaged in an accident.

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Physical Damage Coverage For Truck & Commercial Operations

physical damage coverage for truckers

We have a variety of coverage options available to choose from, including physical damage coverage. Physical damage coverage will pay for repairs or replacement of a damaged vehicle in the event of an accident caused by a collision or other type of peril.


Having physical damage coverage on your commercial vehicle is important when operating a business. You never know what can happen on the road so it's always good to be prepared for the unexpected. With Strong Insurance you will get the best coverage with expert guidance along the way.

What Does Physical Damage Cover?

Additional Coverages: Collision, Comprehensive, and Specified Cause of Loss.

  • Glass Breakage (Included: Hitting an Animal &/or Falling Objects or Missiles)
  • If the glass breaks by a collision, that would be covered under the collision coverage.
  • Towing
  • Vehicle overturn
  • Extensions include:
  • Transportation Expenses
  • Loss of Use Expenses

Some factors to keep in mind about what physical damage coverage does not cover. This includes obvious events such as racing, war, and military action, while also including wear and tear, loss of tapes, records, discs, electronic equipment.

Call Us Today: 308-430-1953

Factors Included In Determining Premium

  • CDL Experience
  • Loss Runs
  • Cargo/What You’re Hauling
  • Operating Radius
  • Driving History
  • State/City/Location
  • Vehicle Type and Age
  • Value of Truck/Trailer
  • Insurance Carrier

FREE Quote, Contact Us Today!

Strong Insurance provides Physical Damage coverage on your semi, dry van and reefer trailer, or other type of equipment or vehicle. We know that the last thing you want to think about is the in's and out's of insurance - when you have other things to focus on like running your business. That’s why we make it easy and affordable to get covered with an A rated insurance carrier.


You can rest assured knowing that if anything happens to your vehicle; we will be there when you need us most. We are here so don’t hesitate to give us a call at
308-430-1953 or contact us online today! 

Here's What Makes Us Different

Strong Insurance was founded to provide truckers an easy, simple, and affordable option in choosing an insurance agency that is right for your business. The Strong Insurance family welcomes both new and experienced drivers. When it comes to helping, we value what it means to be a part of the Strong Insurance Family.


As an independent insurance agency, we can provide multiple options from a variety of insurance carriers. We will assist you in choosing the best coverage at the most affordable rate. We take pride in collaborating with A+ rated carriers and providing dependable coverage with an Agent and Company that has your back.

Experienced Agent That Will Help You Through The Entire Process.

Coverage That Offers Peace Of Mind & Dependability 24/7/365.

Offering Multiple Monthly Options For New & Experienced Drivers.

We Work With A-Rated Carriers To Provide You With The Best Coverage.

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