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Reefer Breakdown Coverage


Strong Insurance offers reefer breakdown insurance for refrigerated cargo. This policy covers the cost of spoiled goods when a refrigeration system fails, which can happen due to power outages or faulty wiring. We offer coverage that is flexible and customizable to fit your needs.

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The reefer breakdown policy covers refrigerated cargo spoilage when a refrigeration system fails. This can happen when a power outage occurs if there is a leak in one of the cooling components such as pipes, fittings, or seals; when faulty wiring causes shorts in the circuit board; or if there are problems with compressor motors.


In addition to these failures, other events such as falling trees on power lines that cause outages may also trigger reefer breakdown coverage benefits.

Finding The Best Reefer Breakdown Coverage

When it comes to a reefer trailer and breakdown coverage, there are a lot of options to choose from. So how do you find the best one for your needs?


Here are a few tips:

  1. Make sure you understand the coverage offered. Be sure to read the fine print and ask questions to an agent so you know exactly what is and isn’t covered.
  2. Rates can vary significantly from one company to another, so it’s important to work with an agency and compare rates before making a decision.
  3. Consider your needs and budget. Not everyone needs the most comprehensive policy available.


There are many benefits to having reefer breakdown coverage in place. First and foremost, it protects your business against refrigerated cargo spoilage. 


Additionally, this type of policy can help you avoid costly downtime and keep your business running smoothly.

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Why You Need Reefer Breakdown Coverage

This is an important type of insurance because it can cover the cost associated with spoiled food, contamination risks, and other unforeseen problems. It's worth noting that this specific kind of coverage does not include protection for the actual equipment itself; if you want to protect your investment in expensive refrigeration systems, then you'll need additional coverage.


If you're someone who needs their goods transported via refrigerated means and looking for financial safety when delivering, this could be vital coverage for protecting yourself.

How Does It Work?

Reefer breakdown coverage is an added endorsement to motor truck cargo coverage.


The policy provides coverage for the cost of goods replacement, as well as any loss in value if the damaged goods cannot be repaired. Coverage may also include duty suspension, storage fees at a commercial facility, and expenses related to product disposal.

 

This can provide shippers and carriers with peace of mind knowing you are well protected to ship their goods to a new location. If anything were to happen to those goods due to an unforeseen event, you would be well protected and insured.

Call Us Today: 308-430-1953

Costs Associated With A Policy

This type of policy covers refrigerated goods in transit. To help determine the cost for this coverage, it is important to assess your risk level.


For example, if you are transporting perishable items that must maintain certain temperature levels throughout transit then reefer breakdown coverage may be necessary.


On the other hand, if you are shipping less valuable goods and still want protection against break-downs in case something happens while your shipment is en route then it's a good idea to also pick up reefer breakdown coverage if you can afford it.


When evaluating whether or not reefer breakdown coverage is necessary, it is also important to determine how much you are willing to pay for this protection. Reefer breakdown and commercial auto liability insurance are not cheap by any means, but they provide the protection necessary to take a financial loss off your hands. Also, there is no one size fits all so it’s not possible to give a quote here. Give us a call at 308-430-1953 or contact us online and we’ll be happy to provide you with a quote on reefer breakdown coverage!

Get A Policy Started With Strong Insurance!

If you're looking for more information about this type of coverage, the internet is a great place to start, that may be where you found us!


Reefer breakdown coverage protects truckers from the financial losses that can occur when their refrigerated cargo spoils. This type of insurance is important for businesses that rely on chilled or frozen goods to stay in operation.


If you are a business owner who transports refrigerated cargo, then you need to consider obtaining reefer breakdown coverage.


With Strong Insurance, you can protect your company’s most valuable assets while also ensuring that they are covered for loss caused by an unforeseen event. Your customers will continue to buy from you with peace of mind knowing that their products are protected on all fronts. If you have questions about how our reefer breakdown coverages work, let us know! Our team is available 5 days a week via phone at 308-430-1953 and 24/7 via the contact form, we would love to answer your questions!

Here's What Makes Us Different

Strong Insurance was founded to provide truckers an easy, simple, and affordable option in choosing an insurance agency that is right for your business. The Strong Insurance family welcomes both new and experienced drivers. When it comes to helping, we value what it means to be a part of the Strong Insurance Family.


As an independent insurance agency, we can provide multiple options from a variety of insurance carriers. We will assist you in choosing the best coverage at the most affordable rate. We take pride in collaborating with A+ rated carriers and providing dependable coverage with an Agent and Company that has your back.

Experienced Agent That Will Help You Through The Entire Process.

Coverage That Offers Peace Of Mind & Dependability 24/7/365.

Offering Multiple Monthly Options For New & Experienced Drivers.

We Work With A-Rated Carriers To Provide You With The Best Coverage.

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