Protect Yourself When You Are Driving A Dump Truck For Personal Purposes
If you are operating a dump truck insurance for personal use, you will want to be covered for liability first. You can not legally operate a dump truck without commercial auto liability insurance. This is required by law, but sometimes does not cover you when you are driving the vehicle for personal purposes. When you are driving your vehicle for personal purposes, and don’t have anything in the back of the dump truck, you will want to obtain non-trucking liability insurance.
Non-trucking liability coverages protects you when you are not driving the vehicle for business purposes. This means that if you are driving your dump truck home, to a new location, or anything else for personal use, then non-trucking liability will have you covered.
Personal use dump trucks are used for personal reasons only and not for business purposes. While it is still required you obtain commercial auto liability, non-trucking liability will let you drive it personally. Protecting your vehicle adequate coverage in the event of an accident is very important. Reach out to Strong Insurance and talk with a licensed agent for personal use dump truck Insurance at 308-430-1953!
Insurance Coverages
Personal use dump truck insurance is important for operating your vehicle while off the clock and for personal reasons.
Personal Use Dump Truck Insurance Coverage Types:
- Liability Coverage
- Non-Truck Liability
- Uninsured Motorist Coverage (UM/UIM)
Here are some things that may influence the cost:
- Value of the vehicle.
- The types of actives you will be driving the vehicle for.
- Whether or not there’s another driver who shares responsibility for operating it.
- How many miles per year (or kilometers) average per month.
- Where you live (i.e., urban vs. rural).
When it comes to personal use dump truck insurance, there are a few things that you need to keep in mind. The first is that not all policies are created equal – some will offer better coverage than others. So it’s important to find the policy that best suits your needs.
Another thing to consider is that premiums can vary depending on the company you go with. So it’s important to shop with an agency like Strong Insurance which compares rates before making a decision.
Personal Use Dump Truck Policy
Personal Use Dump Truck Insurance Basics: Personal use dump truck insurance is designed to protect you in events where your personal use dump truck has an accident or gets stolen. The main thing to know about personal use dump truck insurance before purchasing it. Personal usage means that you must be licensed and insured for both driving/operating a vehicle as well as owning one if you purchase the vehicle separately from the liability coverage on personal use dump truck insurance.
Get A FREE Quote On Personal Use Dump Truck Insurance Today!
Dump trucks are large and expensive vehicles which can cause serious damage if they get into an accident. You don’t want to be stuck with the bill for repairs or medical expenses if something happens while your truck is in use. Strong Insurance provides insurance for all types of commercial vehicles including dump trucks! We have coverage options available for any size business, from small local businesses to multi-national corporations. Our team of experienced professionals will work with you one-on-one to find the best plan possible based on your needs and budget.
Call Strong Insurance at 308-430-1953, contacting us online, or filling out our 5 minute quote form!