At Strong Insurance, we’re constantly evaluating new carrier partners to ensure our clients get access to the most competitive and forward-thinking options in the trucking insurance space. One of the most impressive additions to our lineup is Nirvana—a fast-growing commercial auto insurer that’s shaking things up in all the right ways.
In this article, we’ll break down who Nirvana is, what they offer, what kinds of fleets they insure, and why they might be the right fit for your operation.
Who Is Nirvana?
Nirvana is a modern insurance carrier that’s combining solid pricing with tech-driven insights. They’re currently writing policies in a growing number of U.S. states and rapidly expanding. Whether you’re an owner-operator or running a 50+ unit fleet, chances are Nirvana is now available where you operate.
What sets Nirvana apart is how they use real-time ELD data and fleet performance insights to offer better rates to safer fleets—rather than relying only on outdated claims history or static DOT data.
Two Products: Fleet and Non-Fleet
Nirvana offers two distinct policy categories:
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Non-Fleet Policies: 1–9 power units
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Fleet Policies: 10 or more power units
The underwriting process is similar for both, but fleet clients have a bit more flexibility with vehicle types and operations.
Pricing is very competitive. We’ve seen quotes as low as $7,000 to $9,000 per power unit for small and mid-sized fleets that meet their safety profile.
What Kinds of Fleets Does Nirvana Work With?
Nirvana focuses on standard, lower-risk commercial operations. Here’s what they typically avoid:
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Aggregate haulers
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Hotshot operators
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Livestock transport
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Oversize loads
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Hazardous materials (unless it’s non-corrosive tank work)
Their ideal clients are trucking companies running reefer units, dry vans, flatbeds, and non-hazardous tankers. If your fleet falls into these categories and maintains solid safety habits, Nirvana could be a great fit.
Why ELD Integration Matters
One of the standout features of Nirvana’s process is their required ELD integration—at least for non-fleet policies. But unlike some carriers that restrict ELD compatibility to only a few platforms, Nirvana works with a wide variety of systems, including:
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Motive
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Samsara
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Azuga
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And many others via Trucker Cloud
This ELD connection isn’t just for show. Nirvana uses it to evaluate the last 90 days of fleet performance before finalizing a quote. That means:
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You get a preliminary quote based on your fleet profile
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Nirvana reviews your ELD data behind the scenes
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If your driving data looks solid, they often come back with lower pricing
The best part? They’ll never raise the rate based on your ELD data. If the data doesn’t meet their underwriting standards, they’ll simply pass on the quote. But if you’re a clean operation, it’s a win-win.
Up to 20% Discount for Safe Fleets
Nirvana rewards safe drivers with real savings. Fleets that share ELD data can qualify for up to a 20% discount off standard rates.
This is a major differentiator from other carriers who might only offer 2–3% off for ELD integration. And Nirvana doesn’t just offer this upfront—they monitor your data to help keep those discounts active and accurate over time.
Bonus: Fleet Safety Dashboard
When you work with Strong Insurance to quote Nirvana, we get access to a powerful Fleet Safety Dashboard—similar to a CAB report, but more interactive and actionable.
This allows us to:
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Identify violations and trends impacting your insurance rates
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Pinpoint trouble zones by county or state
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See out-of-service data
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Make recommendations to improve driver training and maintenance procedures
We can use this dashboard together to spot issues before they cost you more in premiums.
Why Strong Insurance Recommends Nirvana
We work with a wide range of carriers, but Nirvana stands out right now for a few key reasons:
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Tech-forward: Real-time data = fairer pricing
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Aggressive discounts: Up to 20% off for clean operations
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No-risk quoting: You won’t get punished for connecting your ELD
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Fleet tools: Get help tracking and improving your safety metrics
They’re actively writing business and offering competitive pricing in a tough market—which makes them one of the most exciting options available right now.
Is Nirvana Right for Your Fleet?
That depends on your operations, your vehicles, and your risk profile. But if you’re running a safe, compliant fleet and open to ELD integration, there’s a good chance Nirvana can beat your current rate.
Let’s find out together.
Should You Let Insurance Companies Access Your ELD Data?
