While not always mandated, having malpractice insurance is highly recommended to protect against claims of negligence or errors.
If you handle customer data, such as credit card information, cyber insurance is highly recommended to protect against data breaches and cyberattacks.
Yes, liquor liability insurance is crucial for businesses that serve alcohol to cover potential legal costs and damages caused by intoxicated patrons.
Business interruption insurance can cover lost income and operating expenses while your business recovers from a catastrophic event like a fire.
Yes, general liability insurance can protect against claims related to food poisoning, covering legal fees and settlements.
A food truck business typically requires a Business Owner’s Policy, commercial auto insurance, general liability insurance, and workers’ compensation if you have employees.
To lower your insurance premiums, consider bundling policies, implementing risk management practices, maintaining a safe work environment, and comparing quotes from multiple providers.
Most states require workers’ compensation insurance for businesses with employees. It covers medical expenses, disability benefits, and lawsuits resulting from employee injuries
A BOP combines general liability and commercial property insurance, providing comprehensive coverage for common risks such as property damage, theft, and liability claims.
Cyber insurance covers expenses related to data breaches and cyberattacks, including customer notification, fraud monitoring, legal fees, and fines. It helps mitigate the financial impact of cyber incidents ...