IT businesses face unique risks, such as cyberattacks and professional liability claims, which require specialized coverage to protect against financial losses.
Yes, bundling policies such as a BOP can provide comprehensive coverage at a lower cost.
Assess your risks, consult with an insurance advisor, and compare quotes from multiple providers to find the best coverage.
Additional policies like cyber insurance, fidelity bonds, and hired and non-owned auto insurance may be necessary based on specific business needs.
Yes, each state has its own licensing requirements, including education, exams, and background checks.
E&O insurance protects against claims of negligence or errors in your professional services, covering legal defense costs and settlements.
Yes, if your business uses vehicles for work purposes, commercial auto insurance is necessary to cover accidents, theft, and damage.
You can lower premiums by implementing safety measures, training employees, choosing higher deductibles, and bundling policies.
A BOP combines general liability and commercial property insurance, covering property damage, business interruptions, and liability claims.
Yes, most states require workers' compensation insurance if you have employees. It covers medical expenses and lost wages for employees injured on the job.