Cyber Attacks Are Already Here

If you think cyber threats are a future concern, think again. Just last week, two major insurance companies—Erie Insurance and Philadelphia Insurance—were hit with ransomware attacks that shut down their systems for days. Clients and agents alike were locked out, unable to make payments, view policies, or request changes.

If multi-billion-dollar companies are vulnerable, what does that mean for your fleet? If you own a transportation company, having cyber insurance for trucking fleets is no longer optional—it’s essential.

Your Fleet Is a Target

Imagine the same kind of breach hitting your ELD provider, TMS, dispatch software, or even your own internal systems. Hackers are constantly looking for ways to exploit digital weaknesses, and trucking fleets are becoming prime targets.

The transportation industry is now the second most targeted industry for cyber and ransomware attacks, just behind manufacturing. For fleets with 25+ power units, a proper cyber policy isn’t optional—it’s essential.

What Does Cyber Insurance Cover?

Let’s break down the structure of a modern cyber insurance policy:

First-Party Coverage These are direct hits to your operation, such as in-house dispatching systems, billing platforms, and ELDs or tracking software. If these tools are hacked, your business could grind to a halt.

Third-Party Coverage This covers fallout when your systems lead to damage or breaches for others. For example, if a driver’s personal data (like SSNs or license numbers) gets stolen from your system, you could face legal claims from employees, shippers, or even a class action.

Contingent Business Interruption (CBI) This often-overlooked coverage protects you when third-party services you rely on go down. For example, if your ELD provider suffers a nationwide outage and your trucks are parked for days, the downtime could cost you thousands unless you have CBI coverage. Unfortunately, most policies either exclude CBI or limit it to as little as $50,000. If you’re unsure if your policy includes this, Strong Insurance can review it with you for free.

Why Cyber Coverage Is Critical for Fleets

Trucking fleets store years of driver data—names, addresses, license numbers, even Social Security numbers. That makes you a prime target.

Dispatch and billing software outages can cripple your operation. If a hacker locks your dispatching tools, your team could be scrambling without direction. And with trackers installed in trailers and trucks, a breach could let criminals see exactly where your cargo is at any given time.

Ransomware attacks are the most common threat right now. Hackers lock down your systems and demand $50K, $250K, or more just to release your data. Without insurance, you’re left footing the bill—or watching your business stall.

Additional Coverage to Consider

• Funds Transfer Fraud: Prevents loss from scams where criminals trick you into wiring money.
• Social Engineering: Covers phone/email-based manipulation used to gain access to accounts.
• Data Breach Response: Covers legal help, notification costs, and credit monitoring.
• Asset Tracking Security: As brokers and fleets rely more on GPS tracking, breaches could allow real-time theft coordination.

Cyber Attacks Don’t Stop at the Firewall — And Neither Do We

Strong Insurance helps fleets stay safe both on the road and in the office.

Call us today at (308) 430-1953 for a free audit of your current cyber policy. We’ll make sure you have the protection you need before you’re the next headline.